There is no one to prosecute. Perhaps the company’s fraud losses move from two basis points to two-point-one basis points. The fraud barely registers in the accounts as a bookkeeping error.But someone out there just stole $25,000.It was the fraud hotline that led me to the seamy underbelly of the EFC cyberworld.Every possible thing on earth can be bought with a credit card—drugs, prostitutes, a kidney, a trip to the space station. As long as the vendor has established a merchant bank account, credit cards are good.Having learned from the underworld bosses of prohibition, most of these operate as respectable businesses. Their accounting is meticulous. They pay sales and income taxes—though not necessarily on the actual goods being sold. There is no reason for the IRS to investigate. On paper, they are legitimate businesses.In reality, the purchase of web design services by a wealthy businessman may have included a web template personally delivered by a prostitute. Of course, there. SPAIN, MUNICH, VIENNA, BRUSSELS, EARLY/MID JULY LUKE, ULI I settled into the drivers’ seat feeling childishly pleased. Cash had worked its magic and I’d paid considerably less than I’d expected for the motor-home. Big enough for a shower and toilet, small enough to handle like a car. I couldn’t wait to try it out. I’d stocked the freezer, prepared the house for summer, arranged for Señora Montero to open it and air the rooms when I called her, paid outstanding bills, promised everyone’s kids that the blonde señorita would be here very soon and of course we’d go to the beach: the only chore left was to go and collect the señorita herself. Alicante to Munich isn’t really that far. Traveling as a self-sufficient party of one is a liberating experience. If you want to stop, detour, play music far too loud, whatever, then that’s what you do. No-one asks questions or complains or makes sour comments. I didn’t hurry, but kept going steadily and was a hundred kilometers past the French.
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